:root{--navy:#071b33;--blue:#1455a3;--gold:#f4b400;--light:#f5f7fb;--dark:#17202a;--gray:#667085;--white:#fff}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:Arial,sans-serif;background:#f5f7fb;color:#17202a;line-height:1.6}
a{text-decoration:none;color:inherit}
.topbar{background:#061529;color:white;padding:10px 8%;font-size:14px;display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap}
header{background:white;padding:18px 8%;display:flex;justify-content:space-between;align-items:center;box-shadow:0 2px 12px rgba(0,0,0,.08);position:sticky;top:0;z-index:5}
.logo{font-size:25px;font-weight:900;color:#071b33}.logo span{color:#f4b400}
nav{display:flex;gap:22px;font-weight:bold;color:#071b33;flex-wrap:wrap}nav a:hover{color:#1455a3}
.hero{background:linear-gradient(rgba(7,27,51,.78),rgba(7,27,51,.78)),url('https://images.unsplash.com/photo-1566576721346-d4a3b4eaeb55?auto=format&fit=crop&w=1600&q=80');background-size:cover;background-position:center;color:white;padding:120px 8%}
.hero h1{font-size:58px;max-width:850px;line-height:1.1;margin-bottom:20px}.hero p{font-size:20px;max-width:760px}
.btn{display:inline-block;background:#f4b400;color:#071b33;padding:15px 28px;border-radius:6px;font-weight:bold;margin-top:28px}
.section{padding:80px 8%;background:white}.section.light{background:#f5f7fb}.section.dark{background:#071b33;color:white}
.section h2{font-size:42px;color:#071b33;margin-bottom:20px}.section.dark h2{color:white}.section p{font-size:17px;color:#667085;margin-bottom:15px}.section.dark p{color:#e8eef7}
.center{text-align:center;max-width:900px;margin:auto}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:25px;margin-top:35px}
.card{background:white;padding:30px;border-radius:14px;box-shadow:0 8px 28px rgba(0,0,0,.08)}.light .card{background:white}
.card h3{color:#071b33;margin-bottom:12px;font-size:22px}.card p{color:#667085}
.image-section{background:linear-gradient(rgba(20,85,163,.85),rgba(7,27,51,.85)),url('https://images.unsplash.com/photo-1586528116311-ad8dd3c8310d?auto=format&fit=crop&w=1600&q=80');background-size:cover;background-position:center;color:white;padding:100px 8%}
.image-section h2{font-size:44px;margin-bottom:20px}
.form{max-width:900px;margin:35px auto 0;display:grid;grid-template-columns:repeat(2,1fr);gap:15px}
input,textarea,select{padding:14px;border:1px solid #ddd;border-radius:7px;font-size:15px;width:100%}
textarea,.full{grid-column:1/-1}button{border:0;cursor:pointer}
footer{background:#061529;color:white;padding:45px 8%;display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:25px}
footer p,footer li{color:#c9d4e5;list-style:none;margin-bottom:8px}.disclaimer{font-size:12px;color:#9ba9bd;margin-top:15px}
@media(max-width:800px){header{display:block}nav{margin-top:12px;gap:12px}.hero h1{font-size:40px}.form{grid-template-columns:1fr}}